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A general warranty deed includes several important covenants that protect the buyer's interests, and one of the key covenants is the covenant against encumbrances. This covenant guarantees that the property being conveyed is free from any liens or encumbrances, except those specifically listed in the deed.

This assurance means that the seller is pledging to the buyer that they have the right to sell the property and that it is not subject to any claims that could affect the buyer's ownership or use of the property. It provides a level of security to the buyer that they will not inherit any undisclosed debts or other claims associated with the property.

In contrast, the other options, like the covenant of lease, covenant of rental payment, and covenant of property management, are not standard features of a general warranty deed. Such covenants relate more to leasing and property management agreements rather than the transfer of property ownership itself. They do not offer the same level of protection and assurance regarding the title and rights associated with the property as the covenant against encumbrances does.